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NILS - Banana Shire Support Centre

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What is NILS?

The No Interest Loan Scheme (NILS) provides individuals and families on low incomes with access to safe, fair and affordable credit.

Loans are available for up to $1,500 for essential goods and services such as fridges, washing machines and medical procedures. Repayments are set up at an affordable amount over 12 to 18 months.

To be eligible for NILS you must have a Health Care Card or earn less than $45,000 a year (after tax). Loans cannot be used for cash, bond, rent arrears, debt consolidation, holidays or bills.

More information can be found at http://nils.com.au​

Do I qualify for NILS? 

To qualify you must:

  • Have a health care card/pension card

  • Reside in your current premises for more than 3 months

  • Show a willingness and capacity to repay

Applicants can contact the Banana Shire Support Centre on 4992 3322 between 9.00am and 12.30pm on Mondays and 9.00am and 4.30pm Tuesday to Friday or via email:  bseasc@bigpond.net.au

The applicants can source their quotes from the store of their choice and if the model number of the item is included in the quote it will enable the possibility to compare prices for that model. 


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Last reviewed 23 July 2019
Last updated 23 July 2019